Sell Your Mortgage Note
in California

Why Note Holders Sell Their California Mortgage Notes

Amerinote Xchange is a liquidity provider to the secondary mortgage market. We serve note holders — individuals, trusts, institutions, and private lenders — who hold seller-financed or privately originated mortgage notes collateralized by California real estate. If you're collecting monthly payments on a note, we can convert that income stream into an immediate lump sum of cash.

There are many reasons note holders choose to sell. Some are tired of the slow trickle of monthly payments and want their capital back now. Others want to recycle that capital into new investments or opportunities. Some are making a lifestyle change — relocating, retiring, or simply ready to enjoy life on their own terms. And some want to cash out to provide for their family, settle an estate, or meet financial planning goals.

• Stop waiting on monthly payments — get your full payout now
• Recycle your capital into new investments and opportunities
• Fund a lifestyle change — retirement, relocation, or a fresh start
• Cash out to provide for your family or settle an estate
• Eliminate the burden of servicing, collections, and compliance
• Remove borrower default risk from your portfolio

The California Mortgage Note Market

California is the largest real estate market in the United States, and that means there's a massive volume of privately held mortgage notes collateralized by California property. Whether the note originated through seller financing, a private lending transaction, or an institutional channel — if it's secured by California real estate, it has value, and we want to see it.

The California note market spans every property type and geography in the state. From a seller-financed home in Los Angeles to a vineyard in Napa, from commercial property in the Bay Area to agricultural land in the Central Valley — note holders across California are sitting on locked-up capital that we can convert to cash.

As a California-headquartered company with our office at 201 Spear Street in San Francisco, we have deep familiarity with California's real estate landscape. We understand the markets, the property values, and the nuances that affect note pricing across the state.

Major California Markets We Serve

• Los Angeles Metro: LA, Orange, Ventura, San Bernardino, Riverside Counties
• San Francisco Bay Area: SF, San Mateo, Santa Clara, Alameda, Contra Costa
• San Diego County: Coastal market, military presence, biotech hub
• Sacramento Metro: State capital, fastest-growing major CA market
• Central Valley: Fresno, Bakersfield, Stockton, Modesto — agricultural heartland
• Central Coast: Santa Barbara, San Luis Obispo, Monterey
• Inland Empire: Riverside, San Bernardino — logistics hub, rapid growth
• Northern California: Napa, Sonoma, Mendocino, Humboldt

These are just the major metros — we buy notes in every corner of California. Rural, urban, suburban — it doesn't matter. Residential, commercial, agricultural, bare land, improved land, manufactured homes on land, mobile home parks — if it's a note secured by California real estate, we want to see it.