Privacy Policy

Last Updated: February 20, 2026

Amerinote Xchange (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.amerinotexchange.com (the “Site”) or engage with our services.

Please read this Privacy Policy carefully. By using the Site, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide when you:

• Fill out a quote request form or contact form on our Site
• Call us or send us an email
• Submit information about a mortgage note, deed of trust, land contract, or other debt instrument for evaluation
• Engage in a transaction with us

This information may include:

• Your name, email address, phone number, and mailing address
• Details about the note or instrument you wish to sell, including property address, loan balance, interest rate, payment history, and borrower information
• Financial information necessary to complete a transaction

Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and usage, including:

• IP address, browser type, and operating system
• Pages visited, time spent on pages, and referring URLs
• Device identifiers and general location data

How We Use Your Information

We use the information we collect to:

• Evaluate and provide quotes for mortgage notes and other debt instruments
• Process and complete transactions
• Communicate with you regarding your inquiry or transaction
• Improve our website, services, and customer experience
• Comply with legal obligations and regulatory requirements
• Send you relevant information about our services, if you have opted in to receive such communications

How We Share Your Information

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• Service Providers: We may share information with trusted third-party service providers who assist us in operating our business, such as title companies, escrow agents, attorneys, and appraisers involved in note transactions.
• Legal Requirements: We may disclose information when required to do so by law, in response to a subpoena, court order, or other legal process, or to protect our rights, property, or safety.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

Cookies and Tracking Technologies

Our Site may use cookies, web beacons, and similar tracking technologies to enhance your browsing experience and analyze site traffic. Cookies are small data files stored on your device. You can control cookie preferences through your browser settings. Disabling cookies may limit some functionality of the Site.

We may use third-party analytics services, such as Google Analytics, to help us understand how visitors use our Site. These services may collect information about your use of the Site through cookies and similar technologies.

Data Security

We implement commercially reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee absolute security.

Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information
• The right to opt out of certain data processing activities

To exercise any of these rights, please contact us using the information provided below.

California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA). These include the right to know what personal information we collect, the right to delete your personal information, and the right to opt out of the sale or sharing of your personal information. Amerinote Xchange does not sell personal information. To submit a request, please contact us at the information below.

Children’s Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child under 18, we will take steps to delete such information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date. We encourage you to review this page periodically to stay informed about how we protect your information.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Amerinote Xchange
201 Spear Street, 11th Floor
San Francisco, CA 94105
Phone: (866) 545-8216
Email: info@amerinotexchange.com