Amerinote Xchange Blog

Expert insights on mortgage notes, seller financing, land contracts, and the secondary note market. Educational content for note holders and investors.

84 articles

5 Tips for Creating a Private Mortgage Note - Full Guide

Looking to sell your home using seller financing? Create a private mortgage that will help you save money on closing costs and crazy realtor fees.

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5 Tips on how to find a reputable mortgage note buyer

Finding the best company that buys mortgage notes can be incredibly stressful. End your search for the best mortgage note buyer today.

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Allonge Definition & Meaning in Real Estate (expert explains)

What is Allonge in Real Estate? Mortgage expert explains the Allonge Definition and what you need to know.

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Most trusted California Mortgage Note Buyer

Are you trying to find a reputable California Mortgage Note Buyer? Look no further - sell your note to Amerinote Xchange. Quick & easy process...

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Can I Get Scammed When Selling My Mortgage Note?

Here is a blog post about the facts and myths of getting scammed when selling your private mortgage note to a mortgage buyer online.

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Understanding Collateralized Mortgage Obligations (CMOs) in 2024

Explore the world of collateralized mortgage obligations (CMOs), a unique type of mortgage-backed security. Learn how CMOs work, their benefits, and associated risks.

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Commercial Real Estate Note Buyer - Sell your note online

Have a commercial note for sales? We buy commercial real estate notes fast and easy. High payouts. Get a free quote today!...

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Companies That Buy Mortgage Notes

In this article we explain the concept behind companies that buy mortgage notes and why it is done. We will also shed light on the pratices of buying notes.

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What Is A Contract for Deed? What's It Mean? Any Disadvantages?

What Is A Contract For Deed? This resource by Amerinote Xchange details what it is, its disadvantages, & how to utilize them to sell property. ✔ Read now!...

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How to convert a land contract to a mortgage

Learn how to convert a land contract to a mortgage and when it makes sense and when not. Land contract experts.

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Debt-to-Income Ratio: Calculate Your DTI Ratio and Understand It

Learn the definition of debt-to-income ratio, discover how to easily calculate it, and find out why it matters. The experts at Amerinote Xchange weigh in....

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What a Deed in Lieu of Foreclosure Is (Plus Common FAQs)

Discover how a deed in lieu of foreclosure allows borrowers to return their property back to the lender, helping to avoid foreclosure.

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Differences between Deed of Trust and Mortgage States (Full State List)

Understanding the differences between Deed of Trust and Mortgage States. Check out our state list to see which state uses which instrument.

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Mortgage Default Consequences + How to Get Out

Learn what happens if you default on a mortgage, including foreclosure risks, financial impacts, and legal consequences. Discover ways to avoid foreclosure and manage mortgage defa...

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Do I need title insurance as a lender or home owner?

The lender's title insurance protects the lender from tax liens, unpaid contractors, unknown claims, and increases your mortgage note value.

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How to Find Notes with Little to No Budget

Are you a new or inexperienced notes broker? Learn how to find notes with little to no budget & how to get sellers to sell their mortgage notes.

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Most trusted Florida Mortgage Note Buyer

Are you trying to find a reputable Florida Mortgage Note Buyer? Look no further - sell your note to Amerinote Xchange. Quick and easy process...

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Foreclosure Laws

Learn about the foreclosure laws, processes and timelines in general and by state. State-specific overview and detailed resources.

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Sell My Real Estate Note| Full Note Purchase Info

Discover the essentials of a full note purchase offer. Understand how this mortgage investment can benefit you as an investor and enhance your financial security.

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Get Funded.

Want to sell your private note? As a direct note buyer, Amerinote Xchange can offer you the maximum amount of money when you sell your note online.

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Grant Deed vs. Deed of Trust: What are the differences?

What is a Grant Deed? What is a Deed of Trust? What's the difference between a Grant Deed and a Deed of Trust (and other types of deeds)?...

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Grant Deed vs. Warranty Deed: What are the differences?

What Is a Grant Deed? What is a Warranty Deed? What is the difference between a Grant and a Warranty Deed (and other types of deeds)?...

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HELOC Promissory Note: Everything you need to know in 2023

What is a HELCO Promissory Note? Can a HELOC be unsecured? What are alternatives to get a loan? Learn from our experts.

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Hidden Benefits Uncovered: Seller Financing vs Rental Property

Seller financing offers significant benefits over owning a rental property. This method can be used to protect your income and provide security.

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Holding a Mortgage Note on Real Estate

When selling your home, holding the real estate note could bring extra income. Determine if this is the best decision for you at Amerinote Xchange today.

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Partial Purchase Mortgage Note Offer Helps with Taxes

Understanding a partial purchase mortgage note offer and its benefits could save you on capital gains over the long run. Find out how by the experts.

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How does a Land Contract work and what is it? How to sell one?

Understanding the question how does a land contract work, is the major ingredient to getting top dollar when selling it to a land contract buyer.

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How Does Dodd Frank Affect Seller Financing for Investors?

Dodd Frank greatly impacts investors who turn to seller financing & selling a mortgage note as an exit strategy. See how seller financing has changed here!...

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Learn Who Buys & How to Sell a Promissory Note from Experts

Can you sell a promissory note? Who buys them? Expert tips on how to sell your promissory notes, how much they are worth, and much more.

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How to Sell Private Mortgage Note Inherited Through Estate

Did you inherit assets in an estate with a private note included? Do you now need to sell a private mortgage note in order to get cash? Get answers here.

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Hybrid vs. Desktop Appraisal: Real Estate Valuation Methods

Discover the contrasts between hybrid and desktop appraisals, along with BPOs, in real estate. Make informed decisions with our expert insights.

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Judicial Foreclosure & Non-judicial Foreclosure: A Borrower's Guide

Discover the differences between judicial foreclosure and non-judicial foreclosure. Learn about the process and how it impacts borrowers.

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Land Contracts: What They Are, How They Work & How to Sell

Researching land contracts? Amerinote Xchange, a top land contract buyer, explains all in this resource. Need to sell your contract? ✔ Request an offer!...

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Who pays property taxes on a land contract? [2024]

In a land contract, the buyer is generally the one responsible for paying property taxes. The buyer is also responsible for other financial obligations tied to the property.

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Land Trust Problems: Common Challenges and Effective Solutions

Discover common land trust problems, from legal disputes to funding gaps, and learn strategies to overcome them for lasting success.

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Everything you need to know about Land Trusts (+Example)

What are Land Trusts? Definition and example. How it works and how it to create a land trust. Land Trust FAQs answered by our experts.

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Mortgage Loan Acquisitions | Amerinotexchange.com

Amerinote Xchange is seasoned loan acquisitions firm that provides a painless exit strategy when taking your assets to market. Loan acquisitions made easy.

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Loan to Value Ratio | What is It? | Why Does it Matter?

Learn how to calculate loan-to-value ratio, and discover why this simple figure is so critically important for mortgage lending and mortgage buying....

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Mortgage Bond Definition: How They Work, Risks, and Investment Strategies

Discover how mortgage bonds work, their risks, and investment strategies. Learn how to navigate the mortgage bond market for stable returns and portfolio growth.

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Mortgage Note Endorsement: Insights for Buyers & Sellers [+Video]

Explore the professional landscape of mortgage note endorsement. Understand the detailed process, benefits, and differences from mortgage assignment. Gain valuable insights to navi...

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Mortgage Note Investing for Targeted Real Estate Returns

Being a mortgage note investor offers passive income and portfolio growth. Learn what a mortgage note investment is and how it works.

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Mortgage Note Sale | Learn the Common Concerns

A mortgage note sale is a financial transaction that lets note holders sell them for a lump sum. Learn more about the option to see if it’s right for you.

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What Happens to Your Mortgage When You Die?

Who is responsible for a mortgage after the borrower dies? What options do I have? What happens to my parents mortgage if they die? You have 3 options.

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What's the difference between a Mortgagee and Mortgagor?

Mortgagee vs. Mortgagor: A Complete Guide to Understanding Their Roles. Learn about the differences and when to use.

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Notes Receivable: Are Promissory Notes Liquid Assets?

Learn about note receivables and the classification of promissory notes as liquid assets. Understand the impact of their liquidity on financial planning and investment decisions.

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Owner Financed Mortgage | Owner Financing Business Notes

Do you have what it takes to succeed with owner financed mortgage or financing business notes? Check out our complete guide on how to succeed.

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Owner Financing Contract Template | Free Forms [Updated 2026]

Looking for a free owner financing contract template? ✔ Click here to see what owner finance contract forms are & browse samples of business contracts.

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Private Note Buyers | What Is a Partial Note Purchase Buyout?

A partial-note purchase offer allows the note holder to sell a portion of the rights to private note buyers, but is this a good investment? Get the facts.

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How do I put a Lien on a Property - Placing a Mortgage Lien

Lawyer explains how to put a mortgage lien on a property. Our guide walks you through each step of filing a lien in real estate.

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Porting a Mortgage - Everything You Need to Know

Confused about porting a mortgage? Our step-by-step walkthrough simplifies the process. Uncover the key considerations and essential tips for successfully transferring your mortgag...

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Promissory Note vs Loan Agreement: difference simple explained

What is the difference between Promissory Notes and Loan Agreements. Easy explanation from our experts. Also similarities.

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721 Exchange: How Real Estate Investors leverage this trick

Many real estate investors are unaware of a well-kept secret: The 721 exchange to scale your investment portfolio. Does it apply to mortgage notes?...

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Real Estate Owned (REO) Properties - Meaning, Pros, & Cons

Explore the complete guide to Real Estate Owned (REO) properties, their advantages, challenges, and how to buy them.

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Recent Note Acquisitions by Amerinote Xchange

At Amerinote Xchange, we have been purchasing notes, mortgages and real estate contracts for over a decade. Learn about our most recent note acquisitions....

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Recourse vs Non-Recourse Loans: Complete Guide 2026

Learn the key differences between recourse and non-recourse loans. Understand liability, interest rates, and how each type affects your personal assets.

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Second Lien Position Mortgage Buyers

Researching Second Lien Position Mortgage Buyers? We are a team of 2nd note buyers who can help with buying yours off of you today. ✓ Click now!...

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Can You Sell a House with a Deed of Trust? Here's How

Learn how to sell a house with a deed of trust. From consulting with your lender to getting approval and closing the sale, follow these simple steps to successfully navigate the pr...

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Sell Your Business Note for Cash | Trusted Business Note Buyers

Amerinote Xchange is the most trusted business note buyer. Sell your business note for a lump sum of cash with a quick, simple process and no fees.

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Sell your Indiana land contract to the most trusted buyer with ease

Are you trying to find a reputable Indiana Land Contract Buyer? Look no further - sell your land contract to Amerinote Xchange.

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Sell your Michigan land contract to the most trusted buyer with ease

Are you trying to find a reputable Michigan Land Contract Buyer? Look no further - sell your land contract to Amerinote Xchange.

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Sell My Property Portfolio - Mortgage Portfolio

Have a mortgage portfolio to sell? Amerinote Xchange, a team of portfolio loan buyers, can help you sell a mortgage portfolio today! Click to learn more!...

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Most trusted New Mexico Real Estate Contract Buyer

Are you trying to find a reputable New Mexico Real Estate Contract Buyer? Look no further - sell your real estate contract to Amerinote Xchange.

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Sell your Ohio land contract to the most trusted buyer with ease

Are you trying to find a reputable Ohio Land Contract Buyer? Look no further - sell your land contract to Amerinote Xchange.

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Sell your Wisconsin land contract to the most trusted buyer with ease

Are you trying to find a reputable Wisconsin Land Contract Buyer? Look no further - sell your land contract to Amerinote Xchange.

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Seller Carry Back Loans: Owner Financing Notes Example

Looking for info on seller carry back loans? Need examples of owner financing notes? This resource by Amerinote Xchange tells all. ✔ Click now to learn!...

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Seller Financing 101 for home buyers, sellers & investors

Seller financing definition, types, & how it works in real estate for home buyers, sellers and investors. Learn how mortgage notes work in creative financing...

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Simultaneous Closing (SIMO) vs Double Closing in Real Estate

Unlock the secrets of simultaneous closings. Discover how to smoothly manage multiple transactions and close deals seamlessly, maximizing efficiency and success in your real estate...

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What Is a Subordinate Lien & Why Should You Care in 2026?

A subordinate lien affects refinance approvals, lien priority, and your ability to close on time. Learn how subordinate liens work and how to avoid costly mistakes.

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Most trusted Texas Mortgage Note Buyer

Are you trying to find a reputable Texas Mortgage Note Buyer? Look no further - sell your note to Amerinote Xchange. Quick and easy process...

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Sell my Deeds of Trust: How it works? - Best rated buyer

Selling your deed of trust note is a streamlined & straightforward process. Top rated direct Deed of Trust & Note Buyer. Best Google reviews.

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The different (RELEVANT) Types of Deeds in Real Estate in 2026

Different Types of Deeds in Real Estate: What They Mean and How They Differ explained by a mortgage expert.

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Property Contracts: Deed of Trust, Mortgage, & Promissory Note

Know the difference between a deed of trust, mortgage, and promissory note in real estate transactions. Learn who’s involved.

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Assignment of Mortgage Explained: Process, Benefits, & Concerns

Learn about mortgage assignment, where lenders transfer their mortgage to another party. Discover the process, benefits, and legal considerations to ensure a smooth transfer.

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When to Walk Away From a Mortgage

Learn the risks associated with walking away from a mortgage from the experts at Amerinote Xchange. ✔ Click to read about alternate options.

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Balloon Mortgage Payments: What Are They [Examples + Rates]

Are you researching what a balloon mortgage is? We have you covered with info on rates and loan payment examples. ✔ Learn more with Amerinote Xchange!...

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Due on Sale Clause: Definition & Mortgage Exceptions

Researching Due On Sale Clauses? This resource by Amerinote Xchange provides definitions, explains exceptions to the clause, etc. ✔ Click for more!...

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Hypothecation Loans

What is a hypothecation loan and how can you scale your real estate business with it? Everything you need to know about hypothecation real estate loans. Get a free quote.

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Mortgage Note: What It Is Plus Examples and Samples

What are Mortgage Notes? In this resource, Amerinote Xchange goes through the minutiae of the process so you don't have to. ✔ Click here to learn more!...

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Purchase Money Mortgage: What It Is [+ Steps to Loan Purchasing]

What is a Purchase Money Mortgage? This resource by Amerinote Xchange details what it is, with details on how to purchase them. ✔ Click now to learn more!...

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Asset Based Lending

What is Real Estate Asset Based Lending and how can you scale your real estate business with it? Everything you need to know about asset based loans. Get a free consultation.

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Secondary Mortgage Market: What It Is & Who Its Participants Are

Researching the Secondary Mortgage Market? This resource by Amerinote Xchange details what it is & how it affects real estate in the US. ✔ Learn more!...

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What to do with home sale proceeds in the current market?

Selling your home at a profit is a financially rewarding experience. However, knowing what to do with home sale proceeds can be difficult.

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The Difference Between Mortgages & Promissory Notes

Learn about the difference between a mortgage and promissory note before entering into a contract, selling-financing a property or selling a note.

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Who Buys Real Estate Contracts?

We often get asked by potential clients, “Who buys real estate contracts?" Or, more importantly, “will you buy my real estate contract?" The answer is simpler and more direct tha...

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